Complete an online application using promo code SPEND75 by 17 November 2019.
If you spend $75 on the card by 17 December 2019, you receive $75 credit by 31st December.
$50 annual fee, charged $25 on account opening and $25 every 6 months thereafter.
If you, like me, hate Farmers and have no wish to use their shitty credit card, just cancel the card anytime after 31st December, but before the 6 month point and you will be $50 richer.
Annual fee… Meh…