Good Farmers Mastercard deal for new accounts.
Annual Fee of $50 and comes with $200 worth of Farmers vouchers if you do a 15 month 0% balance transfer from another Credit Card up to a maximum of 80% of the Credit Limit.
It also looks like you can spend on the Credit Card and those purchases will be paid off first before the balance transfer - which is often not the case with other Credit Cards where any new purchases remain on the card unpaid until you have paid off your balance transfer and hence get charged high interest.
From the terms and conditions that I got, the repayments to your account gets applied in the following order:
7.3 Payment allocation
7.3.1 Payments made to your Account will reduce any overdue payment amount shown on your current Statement.
7.3.2 Payments made to your Account are generally applied in the following order:
a) to any Cancelled Fixed Instalments in accordance with paragraph 3.5.4 (if applicable), in the order of date on which they are
cancelled; then
b) to statemented Instalments (if any), in the order of Transaction date; then
c) to statemented Cash Advances, in the order of Transaction date; then
d) to all other statemented Transactions (excluding Flexi Payment Purchases, Pay Later Purchases and Balance Transfers that
are not yet interest bearing) in the order of date on which they become interest bearing; then
e) to statemented Flexi Payment Purchases and Balance Transfers that are interest bearing and still within their Start-up Interest
Period, in the order of date upon which they will move to the Standard Interest Rate; then
f) to statemented Flexi Payment Purchases, Pay Later Purchases and Balance Transfers that are still within their interest free
Start-up Interest Period, in the order of date on which they will move to the Standard Interest Rate; then
g) to any unstatemented Transactions in the same order as set out at subparagraphs (b) to (f) above, except that no payment
will be applied towards any Instalments until they become statemented.