FC Mastercard is the latest to make changes to their rewards system - looks like TSB is now the best earning for everyday spend
"As part of our ongoing efforts to provide the highest level of service, we have reviewed and adjusted the Flight Centre Rewards programme. In addition to the new spend-to-reward ratio, there is now an international transaction earn rate tier to boost your ability of earning rewards when travelling overseas and on purchases from international websites."
See here https://imgur.com/a/Cc5tqk2
TSB is also changing to $1 every $100 spend with $90 annual fee.
If we dont consider the annual fee, SBS is probably best with $1 every $150 no annual fee, or Dosh (not credit card) for 1% cashback.