Hi
Got an email to say I have to pay $55 annual fee next month for warehouse purple card
so looking for options if there are any
Thanks
Warehouse Purple is becoming a paid Credit Card next month - any alternatives or suggestions
Lsabata35 on 22/03/2019 - 15:00
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I have been using the Amex Airpoints. It is a better points card but unfortunately not many small shops and some supermarkets do not take Amex. It can be used on on Paypal for online orders.
It would be good to find a free Visa or Mastercard to replace the Warehouse card.
I think you can still use your card without annual fee before the expiration month of your card in 2019.
Asb visa lite fee free
but no points or rewards.
Have found 1 possible solution
BNZ Visa Platinum
cashback for every 90$ = 1$ cashback
iii) Spend $2,500 (for Platinum card holders) or $1,500 (for Classic card holders) on Eligible Purchases (defined below footnote 2) with your new approved card in your first three monthly statements. If you meet the eligibility criteria above, you will receive one of the following within 30 days of receiving your third monthly statement (“Bonus Reward”):
For Platinum card holders, $150 Cash Rewards or 1000 Fly Buys points (whichever you have chosen); or For Classic card holders, $75 Cash Rewards or 500 Fly Buys points (whichever you have chosen).still looking though
The Onecard Visa is good for Countdown rewards. Annual fee waved for first year.
I had that last year until the annual fee come up and customer service would not wave the $65 annual fee. I only got about $60-75 of Countdown rewards so decided not to keep it.
Would probably work better for someone who has a countdown in their town.
https://www.onecardvisa.co.nz/key-informationIf you google 'compare creditcards' you should see Canstar Blue pop up. They give a really good breakdown on what's on offer including what protection you are foregoing for those cheaper credicard fees.
Maybe the newly announced Apple Card, although I'm not sure when it'll be launched here (it launches in the US in their summer).
No fees, no late payment penalties, daily cash back (2% from normal retailers, 3% from Apple purchases) … only problem is that you may need to have an Apple iOS device to use it, even though you do also get a physical card for use with retailers who don't accept the Apple Pay mobile wallet system.
Apple Announces 'Apple Card' Credit Card With Daily Rewards, Simplified Statements, and No Fees
Having now read more about this new Apple credit card, it may not be such a good idea. Apparently the physical card doesn't have any number or expiry date, so will be useless for mail / phone / online orders since you won't be able to fill out any forms with those details. It remains to be seen exactly how all this works, but it's unlikely to be any kind of replacement.
This isn't America so it's ultimately irrelevant. It will not be released here in anything like that form, if it is at all.
It will be here and in the same form (it is basically a normal MasterCard credit card), but it will probably take a few months, possibly a year or more, to get here, just as other Apple services have done and will continue to do.
@[Deactivated]: You're delusional - we have a completely different credit card market. It won't have 2% cashback, it won't have no FX fee and I doubt it will have no other fees either. If that card launched here it would be SPECTACULAR, in the US it's average at best (and will only succeed because of the Apple logo). As to "a few months" - try a few years.
I obviously wasnt talking about the physical form. It's nothing special - just a slightly refined version of what is already widely available here and around the world.
@Steven89: Oh dear, here we go with the argumentative fools. Believe whatever you want to believe. I won't be bothering to reply to anything else you post. :-\
@[Deactivated]: What's the difference between disagreeing with you and being "argumentative"? I've given good reasons for my position, unlike you who have given none whatsoever…
The physical card itself only has your name printed on it. It does of course have a card number stored electronically on the chip and mag stripe. You can apparently also read the number yourself via the Apple Pay Wallet app, so that means it can be used for phone / mail / online ordering … as long as you have that app, and the iOS device to run it on.
All the currently-known details are on the MacRumors.com Apple Card Guide page.
The Warehouse Money Visa Card (the red card) is now free again, maybe you can consider switching to that.
https://www.warehousemoney.co.nz/cards/warehouse-money-visa-…
SBS owns the Warehouse credit cards - this is a better option than the purple card:
https://www.sbsbank.co.nz/credit-card
- No annual fee
- cashback instead of warehouse dollars
Rate is still $1 for every $150 so 0.667% which isn't as good as some of the premium cards but then there's no annual fee.
jackvdbuk posted this last week, may be a good alternative. https://www.cheapies.nz/node/19157