Right now a new Air New Zealand Airpoints™ Platinum Visa from Kiwibank comes with your choice of reward.
- Save $300 with a two-year fee waiver with promo code FW002 or,
- Enjoy 300 bonus Airpoints Dollars™ with promo code AP300.
For the airpoints option, Card fee $75 per 6 months, so $225(Airpoints) Profit if you claim it and cancel.
Got the Mastercard version of this last year with the fee waiver — I only use it for the free travel insurance.
I think you only need to have income of 40k to qualify.