One of the best gaming mouse available. Cheapest price in NZ is $98
Also buying in USD is a bit cheaper as Amazon has higher conversion feee vs banks.
CamelCamelCamel.
Really? It's never been the case for me with ASB who have a similar percentage. (2.1% for Visa or 2.25% for Mastercard so slightly lower.) Does your bank have crap exchanges rates? Mine are close to mid market rates, as card rates often are. I always thought these normally come from Visa or Mastercard so don't vary much between banks.
Checking now for an order USD 105.37, Amazon will give me NZD 170.56 or 1 USD = 1.6187047699 NZ. I estimate with my card it's probably be NZD 168 at most. Even if I were paying 2.5%, it would still be under NZD 169. Actually whenever I've checked the only exchange provider one who beat my card is AliExpress.
One thing that is annoying is that it's hard to predict the amount without some experience and guess work. I assume because of the rate being set by Visa or Mastercard, banks never seem to provide exchange rates for cards on their websites. Nowadays you can use the Visa https://www.visa.com.au/travel-with-visa/exchange-rate-calcu… or Mastercard ones https://www.mastercard.us/en-us/consumers/get-support/conver… although I think these only came about in maybe the past 10 years or less and banks don't generally seem to directly link to them I assume to avoid complaints if the rate someone receives is different. With some experience, just using rates from Xe and Oanda also works well, but it's obviously a lot less predictable than being directly quoted by Amazon etc.
Also you do have to consider carefully what to do if there is a fair chance you may need to return your order or otherwise get a refund as the loss in fees means you'll often end up worse off.
I have made comparisons previously… and I believe any difference could be attributed to conversion timing differences .
On average I found the amazon rate to be effectively equal to what the bank credit card fx rate (including the fees).
It could have changed since though, because I did this comparison a year or so ago.
The NZ$ cost I get from Amazon is better than the rate I'd get with the +2.5% my credit card adds for foreign currency