I can’t find T&C’s listed on site, but appears as a pop up when clicking on Xe app’s transfer screen.
https://files.cheapies.nz/upload/7539/4418/d9fe3501-6039-4f3…
If you’re just transferring to yourself, the currency conversion probably isn’t worth it - but may be useful to those looking to transfer,
Send more, Earn more
FIRST-TIME TRANSFER EVENT
Send your first transfer and get a Mastercard gift card
Send $250+, get $5
Send $500+, get $10
Send $1000+, get $20
Can you please DM your referral code?