Spend $2000 Get $200 Credit, Spend $3000 Get $300 Credit, Spend $5000 Get $500 Credit (Fees Apply) @ Q Mastercard (New Signups)

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Ljosh009 on 12/07/2024 - 11:14 qcard.co.nz (226 clicks)
Last edited 05/08/2024 - 09:44 by 1 other user

WINTERSPEND

Apply^ for a Q Mastercard online using the promo code WINTERSPEND by 14 August 2024.

If approved, simply activate your card and spend in your first month to qualify for one of the following credit backs:

Spend $2,000 to get a $200 credit back*
Spend $3,000 to get a $300 credit back*,
or Spend $5,000 to get a $500 credit back*.

Offer available to new customers only. Spend valid for standard purchases only (excludes Long Term Finance purchases, see full T&Cs below).

With Q you also enjoy a minimum of 3 months zero interest, zero payments^ on all standard purchases, big or small. Always.

Things You Should Know

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances). Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change.

Spend and Get terms and conditions apply.

Updated as of 2 August 2024
Promotional offer available for new approved customers only, from Q Mastercard applications received from 1 July 12:00am to 14 August 2024 11:59pm New Zealand local time (“Offer Period”). Applications received outside the Offer Period will be ineligible.
To be eligible to redeem this offer you must enter the promo code ‘WINTERSPEND’ in the promo field on the first page of your application.
New Q Mastercard customers approved from online applications completed using the promo code ‘WINTERSPEND’ during the Offer Period (“Eligible Customers”) may qualify to earn a Credit Back for Standard Purchases (Long Term Finance transactions excluded) as follows:
Eligible Customers who spend between $2,000-$2,999 within 31 calendar days (first month) starting 10 working days after the account has been opened (allowing for the card to be received), will receive a credit back of $200
Eligible Customers who spend between $3,000-$4,999 within 31 calendar days (first month) starting 10 working days after the account has been opened, will receive a credit back of $300; or
Eligible Customers who spend $5,000 or over within 31 calendar days (first month) starting 10 working days after the account has been opened, will receive a credit back of $500.
(Noting, the above mentioned 10 working day period allows time for the Q Mastercard credit card to be received by an Eligible Customer. However, eligible spend within that 10 working day period (depending on when the Q Mastercard credit card was received within that 10 working day period) will be included in the credit back promotion – providing up to a 45-day promotional spend period (“Spend Back Period”)).
Promotional offer excludes any new accounts created in line with Long Term Finance (“LTF”) purchases including Flexi Pay purchases and fixed instalments (“LTF New Account”). New accounts created online and with a first purchase being a LTF purchase are deemed a LTF New Account and are not eligible for this promotion. Eligible spend during the Spend Back Period is limited to standard purchases and excludes long term finance, cash advances, balance transfers, interest charges, and quasi-cash transactions.
Any purchases made on Q Mastercard during the Spend Back Period that have been cancelled, refunded, returned or suspended before 29 October 2024 will not be eligible for inclusion in the Offer.
The Credit Back will be applied by 31 October 2024 to each qualifying customer’s Q Mastercard account.
Q Mastercard reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
Q Mastercard terms and conditions apply. If you have any queries, please visit our contact page here.

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• 

  BDS on 12/07/2024 - 12:56

  +1

  Tricky T&C:
  1. Spend within 31 calendar days
  2. Spend after 10 working days.
  Basically spend in the last 2 weeks of the 1st calendar month after account opening.

  Account fee = $50
  Credit Back will be applied by 31 October 2024

  • 

    tribernate on 12/07/2024 - 13:05

    I originally thought that meant that the 31 days started after 10 working days, but reading your message now I'm not sure. It is quite an odd condition…

    • 

      rav4000 on 12/07/2024 - 20:09

      +4

      I just got this card using the offer and customer service confirmed it's 10 working days + 31 calendar days from card approval. Account fee is also charged in half years - which is great if you are thinking of cancelling after getting the cashback.

  • 

    A-deals on 14/07/2024 - 19:54

    I read it as 10 days grace to have account activated, and then 31 days calendar days.

    Good you are checking it out closely tho!

    • 

      felixfurtak on 18/07/2024 - 22:28

      I guess the 10 days are to allow for the card to be mailed out after the account is approved.

• 

  genesis on 12/07/2024 - 13:03

  +1

  I did this about a year ago when they ran this deal, cancelled my card after getting the cash back. https://www.cheapies.nz/node/41155

  I wonder how long you'd have to wait to be eligible to do this promo again (couldn't find anything in the Ts & Cs)

  • 

    atoms on 13/07/2024 - 11:08

    I did it as well but holding the cards, still. I'd be surprised if they approved you again say within a year after but who knows!

• 

  A-deals on 12/07/2024 - 14:17

  Spend anywhere mastercard accepted I assume

• 

  Anjboy on 13/07/2024 - 07:58

  I have a silly question. If we used $5000 to buy using master card and changed mind return the product then the shop will reverse the money back to master card. So still i get the $500 credit? 🤔

  • 

    atoms on 13/07/2024 - 11:05

    if you return after the date specified in the T&C you'll be fine.

• 

  Anjboy on 13/07/2024 - 08:02

  Looks like not. 'Offer Period that have been cancelled, refunded, returned or suspended before 29 October 2024 will not be eligible for inclusion in the Offer.'

• 

  atoms on 13/07/2024 - 11:14

  In the current interest rates environment, these 0% cashback 3-month interest free cards are actually getting pretty close to 1% cashback cards that are 1-month interest free, and even better if you have a portion of your mortgage in a revolving credit which you pay high interest for.

• 

  BDS on 13/07/2024 - 11:53

  Based on past experience of any existing customer:
  How long does it take to get card approved?

  Planning to book flight tickets in the next 6 months seems like a good deal.

• 

  A-deals on 14/07/2024 - 20:00

  FYI: International Transaction Fee - 1.4% of the total of the converted balance to New Zealand Dollars. The fee is charged by Mastercard directly.

• 

  felixfurtak on 18/07/2024 - 22:34

  How does the 3 month interest free period work, given that they probably bill monthly? Does it say on the statement how much you have to pay and when in order not to incur an interest payment?

• 

  josh009 on 05/08/2024 - 09:43

  Clarification as of 2 August 2024

  The 10 working day period outlined in the terms and conditions is to allow time for a customer to receive their Q Mastercard credit card, to ensure that everyone has a full month (31 days), as a minimum, to spend as part of the credit back criteria. From a credit back perspective we will be providing the credit back for eligible spend during the first 45 days from account open (being, 10 working days to receive the Q Mastercard credit card and one month of spending). The credit backs will be applied as per the dates set out in the terms and conditions.