WINTERSPEND
Apply^ for a Q Mastercard online using the promo code WINTERSPEND by 14 August 2024.
If approved, simply activate your card and spend in your first month to qualify for one of the following credit backs:
Spend $2,000 to get a $200 credit back*
Spend $3,000 to get a $300 credit back*,
or Spend $5,000 to get a $500 credit back*.Offer available to new customers only. Spend valid for standard purchases only (excludes Long Term Finance purchases, see full T&Cs below).
With Q you also enjoy a minimum of 3 months zero interest, zero payments^ on all standard purchases, big or small. Always.
Things You Should Know
^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances). Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change.
Spend and Get terms and conditions apply.
Updated as of 2 August 2024
Promotional offer available for new approved customers only, from Q Mastercard applications received from 1 July 12:00am to 14 August 2024 11:59pm New Zealand local time (“Offer Period”). Applications received outside the Offer Period will be ineligible.
To be eligible to redeem this offer you must enter the promo code ‘WINTERSPEND’ in the promo field on the first page of your application.
New Q Mastercard customers approved from online applications completed using the promo code ‘WINTERSPEND’ during the Offer Period (“Eligible Customers”) may qualify to earn a Credit Back for Standard Purchases (Long Term Finance transactions excluded) as follows:
Eligible Customers who spend between $2,000-$2,999 within 31 calendar days (first month) starting 10 working days after the account has been opened (allowing for the card to be received), will receive a credit back of $200
Eligible Customers who spend between $3,000-$4,999 within 31 calendar days (first month) starting 10 working days after the account has been opened, will receive a credit back of $300; or
Eligible Customers who spend $5,000 or over within 31 calendar days (first month) starting 10 working days after the account has been opened, will receive a credit back of $500.
(Noting, the above mentioned 10 working day period allows time for the Q Mastercard credit card to be received by an Eligible Customer. However, eligible spend within that 10 working day period (depending on when the Q Mastercard credit card was received within that 10 working day period) will be included in the credit back promotion – providing up to a 45-day promotional spend period (“Spend Back Period”)).
Promotional offer excludes any new accounts created in line with Long Term Finance (“LTF”) purchases including Flexi Pay purchases and fixed instalments (“LTF New Account”). New accounts created online and with a first purchase being a LTF purchase are deemed a LTF New Account and are not eligible for this promotion. Eligible spend during the Spend Back Period is limited to standard purchases and excludes long term finance, cash advances, balance transfers, interest charges, and quasi-cash transactions.
Any purchases made on Q Mastercard during the Spend Back Period that have been cancelled, refunded, returned or suspended before 29 October 2024 will not be eligible for inclusion in the Offer.
The Credit Back will be applied by 31 October 2024 to each qualifying customer’s Q Mastercard account.
Q Mastercard reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
Q Mastercard terms and conditions apply. If you have any queries, please visit our contact page here.
Tricky T&C:
1. Spend within 31 calendar days
2. Spend after 10 working days.
Basically spend in the last 2 weeks of the 1st calendar month after account opening.
Account fee = $50
Credit Back will be applied by 31 October 2024