Take out a home loan with TSB Bank before 31 May 2016 and they will give you a $1,000 New World Gift Card.
Not only is the $1000 gift card a great deal but TSB (based on a little research) offers the best 2 year fixed rate according to Mortgage Rates.
BNZ is 4.39%, NZ Home Loans is 4.75%, Kiwibank is 4.25%
Fees. Check all the fees and conditions to work out if this is the best deal for you. Interest rates aren't the only important factor when selecting a loan provider. Of note is that HSBC is offering an 18 month fixed rate loan at 3.95%.
T&C's of importance:
Only one New World gift card valued at $1,000 per entity or associated entity and the borrower must have their salary or wages direct credited to a TSB Bank account. New World gift card terms and conditions apply see www.newworld.co.nz. Offer available from 15 April to 31 May 2016. Loan must be contracted during the campaign period. Loans must be partially/fully drawn down by 30 July 2016 or as per terms in the Loan Contract. Available to new lending for the purchase, building or refinance from another bank for residential properties and further advances to existing table and instalment loans. Minimum new loan value of $100,000 applies. An interest rate margin will apply for loans in excess of 80% of valuation. A fixed loan prepayment fee may apply on fixed rate loans. Interest rates may change at any time. This offer is not available in conjunction with any other TSB Bank packaged discount loan offers, for bridging loans, loan restructures, revolving credit increases or whereby the borrower has any loan arrears in excess of 30 days. TSB Bank’s current lending criteria, terms and conditions, and interest rates apply.